Ownership & burdens
Who is registered as owner, who must sign, and whether mortgages or other burdens are recorded against the property.
Ownership & titleEvery listing, document and contract is reviewed personally by Mladen Tićak, a licensed Croatian real estate agent, not by an automated report generator. Send me a listing and I will tell you honestly what I see and what still needs checking.
Brokerage 3% + VAT, shown openly Free consultations No report fees

Why it matters
Photos, price and location tell only part of the story. Most expensive surprises in Croatian property purchases come from paperwork, not from the building itself. These are the six areas I look at first.
Who is registered as owner, who must sign, and whether mortgages or other burdens are recorded against the property.
Ownership & titleIs the building documented as legally built and usable as described, including extensions, terraces and conversions?
Permits & statusSeveral owners, unfinished probate or a seller acting through a representative can change who must sign, and when.
Who can sellRegistered area, parcel boundaries and what is actually on the ground do not always match, especially on older plots.
Land recordsIs the apartment registered as a separate unit, which common parts come with it, and what are the running costs?
Legal statusOIB, eligibility by citizenship, signing at a distance and translated documents, arranged step by step.
Foreign buyers & OIBClaims by the seller or portal: area, permits, "ready to move in". Useful, but unverified.
Registry extracts, permits, certificates and plans that have actually been received and read.
Questions put to the seller, a viewing, and discrepancies I have personally followed up.
Legal opinions, surveys and technical assessments from a qualified lawyer, surveyor or architect.
I always tell you which level a statement belongs to, and I never present an advert's claim as a verified fact.
How it works
You deal with one agent from first message to handover. Talking to me costs nothing, however often you ask. Everything else is covered by the brokerage fee you can see below, and if you do not buy, it costs you nothing.
Share the link, or tell me the area, budget and type of property you want. Listings from other agencies and private sellers are welcome.
I read what is available, list what is missing, and write down the questions to put to the seller. Sometimes the honest answer is to walk away.
If you want me to act for you, we sign a written agreement with the agency. Scope, fee and terms are in writing before any work starts.
I arrange viewings (in person or by video), negotiate, collect the documents, help you obtain your OIB and coordinate surveyors or architects when a specialist is needed.
The Croatian-language contract is prepared and checked within the agreed service. I coordinate the signing, payment, registry application and handover.
Free tool
Tick what the seller has already provided. What is left is your shopping list, and I can help chase it.
Which documents apply depends on the property. This list is a starting point, not legal advice.
What you get
Online services sell reports, inspections and consultations one by one. When you buy with me, all of it is included, done by me in person, property by property. No account, no subscriptions, nothing to pay per report.
Free
No account needed
Get a feel for costs, documents and rules before you commit to anything.
FreeTypical price elsewhere: €49 per report
Checked by a licensed agent, not software
Send me a listing link or address and I check the property myself.
FreeTypical price elsewhere: €499 per inspection
With a signed brokerage agreement
I visit the property and prepare a written report with photo and video documentation.
FreeTypical price elsewhere: €29 per document
Contracts, extracts, permits
I read your Croatian documents and explain what they actually say.
FreeTypical price elsewhere: €99 consultation
Everything at handover
I handle the handover and make sure everything is in your name.
FreeTypical price elsewhere: €79 consultation
People I actually know
We help you choose the best expert for your needs.
Crossed-out prices are typical rates charged by online property-report services in Croatia.
Purchase cost calculator
The price is only the start. This calculator adds the brokerage fee (3% + 25% VAT on that fee), property transfer tax where it applies, and any other costs you enter. Figures are indicative.
Other costs you already know (optional)
Estimated total cash needed
€320,250
€20,250 (6.75%) on top of the purchase price.
Indicative budget only, not a quote or tax calculation. The brokerage fee is payable under a written brokerage agreement, not for using this calculator. Notary, court and other third-party costs are excluded unless you enter them.
Fees & services
Consultations are free, as many as you need. If you decide to work together, brokerage is provided through the authorised agency under a written agreement.
Start here
€0 as many as you need
Tell me what you want to buy, or send a listing. No hourly or daily rates.
Buyer brokerage
3% + VAT 3.75% incl. 25% VAT
Of the agreed purchase price, under a signed brokerage agreement.
Only if needed
Quoted separately
Never added without telling you first.
Example: on a €300,000 purchase, the fee is €9,000 + €2,250 VAT = €11,250. Property transfer tax is separate and shown in the calculator above.
The fee, its due date and all conditions are set by the written brokerage agreement and the agency's general terms, which prevail over this summary. If a property is outside the agency's own portfolio, further work is possible only where the documents, the seller's cooperation and a proper brokerage basis allow it. I will tell you openly before you commit. Read the terms.
Foreign buyers
Foreign buyers deal with the same property as everyone else, plus a few extra steps: eligibility, a Croatian OIB, and signing at a distance. I help you through each of them as part of the brokerage service.
Free tool
A quick orientation, based on who is buying and what you are buying.
As an EU or EEA citizen you are generally treated like a Croatian citizen when buying a home or apartment. No separate approval to acquire ownership is normally needed.
You will still need a Croatian personal identification number (OIB) before signing.
General orientation only, not a legal determination of eligibility. The rules depend on your exact situation and the law in force, so I confirm them for your case before you commit.

About Mladen
I am a licensed Croatian real estate agent working with DUX Nekretnine, mainly across Istria and Kvarner, and coordinating cases elsewhere in Croatia by arrangement. I built this service because international buyers need more than a listing and a template contract: they need someone who reads the paperwork and answers in plain English.
When a case needs a lawyer, notary, surveyor or architect, I say so and coordinate them, instead of pretending a checklist or a piece of software replaces their opinion. Software can help me organise notes and translations, but every review, judgement and message to you is mine.
FAQ
No. Every conversation is free: the first, the second and every one after that. I don't charge by the hour or by the day. Buying a property should be a pleasure, not a worry, and that starts with easy, open communication with your agent from the first message to the handover. Everything I do is included in the agency commission. If you don't buy, it costs you nothing.
The buyer's brokerage fee is 3% of the agreed purchase price plus 25% VAT on the fee, which is 3.75% in total. On a €300,000 purchase that is €9,000 + €2,250 VAT = €11,250. It applies under the signed brokerage agreement and is included in the cost calculator.
Real estate brokerage in Croatia is strictly regulated by law. An agency can charge commission only to a party that has signed a written brokerage agreement with it, and the amount is set by the agency's official price list. An agency may work for both the seller and the buyer, but the total charged to both sides together cannot exceed the maximum commission in its price list. In practice, most agencies charge both the seller and the buyer, although there are exceptions. Either way, you will know your commission in writing before you sign anything.
A viewing confirmation. Everyone signs one before a viewing. We don't take unknown visitors into valuable homes, so it protects the owner. It also shows the seller, who has a brokerage agreement with the agency (a property cannot legally be advertised without one), that you have seen the property through us. The viewing confirmation is not a contract with you and does not oblige you to pay any commission.
What you don't have to sign beforehand is a brokerage agreement. By law, a viewing cannot be made conditional on one. Without an agreement, however, the agent works for the seller, not for you, so expect a limited service: the viewing itself and not much more, depending on the agent. With a brokerage agreement, I work for you: checks, documents, negotiation, the notary and the handover.
For clients under a brokerage agreement, the agreed Croatian-language legal assistance and contract preparation are included, with no additional lawyer fee. Translations, when you need them, and separately commissioned specialist services are extra, as are notary, court and registry fees. I explain any extra cost before it is incurred. See contract coordination.
Yes. For brokerage clients, help with obtaining the OIB (the Croatian personal identification number) is part of the service. You need it for the contract, for tax purposes and for utilities. See foreign buyers & OIB.
Yes. Send any listing, from any agency or private seller, and we can talk it through. Whether I can go further depends on the documents available, the seller's cooperation and whether there is a proper basis for brokerage on that property. I will tell you openly before you commit to anything.
No automated verdicts. Every review, judgement and message to you is mine. Software may help me organise notes or draft translations behind the scenes, but nothing on this website is an AI report, and I do not present a computer's output as a certified result.
No. An agent can note visible issues and recommend further investigation, but structural, legal-title and technical assessments must come from a qualified surveyor, engineer, architect or lawyer. I help you decide when one is needed and coordinate them. Their fees are separate.
Largely, yes. Video viewings, remote communication and a power of attorney can cover much of the process, but some steps need formalities abroad, such as notarisation or legalisation of a power of attorney, and an OIB. I explain what is required for your situation at the start.
Not necessarily, but the rules differ. EU/EEA citizens are generally treated like Croatian citizens when buying residential property. Buyers from other countries may need a reciprocity arrangement and an approval before the purchase can be registered. Land categories such as agricultural land have extra rules. Try the orientation tool, then ask me about your case.
Usually property transfer tax (3% on resale properties, calculated on the assessed market value), notary and court or land-registry fees, translations if you need them, and any surveyor or architect you commission. If you finance the purchase, add bank costs. See costs and taxes.
It depends on the property's documents, the number of owners, your financing and your citizenship. A clean resale with one seller moves much faster than a property with co-owners, an unfinished inheritance or a non-EU buyer approval. I give you a realistic estimate once I have seen the documents, not a promise.
I am listed in the official register of real estate agents kept by the Croatian Chamber of Economy, under license no. 219/2025. Check my entry in the register. You can use the same register to verify any agent or agency in Croatia before you sign anything.
Contact
Send a listing link and tell me what worries you. I read every enquiry personally, then explain which documents or professional checks make sense and what the next step could be.
Haven't found a property yet? Click here (opens in a new tab) to browse a wide selection of properties.
Consultations are free and without obligation. Ongoing brokerage work starts only when we both sign a written agreement. Please do not send passports, ID numbers or other sensitive documents through this form: I will tell you how to share them securely if they are needed.
I will read it personally and reply by email. If your question is urgent, you can also call +385 97 775 2147.
A copy of what you wrote is not emailed back automatically. If you do not hear from me, please check your spam folder or write to mladen@dux-istra.com.