Human judgement. Local knowledge.

Buy property in Croatia with confidence.

Every listing, document and contract is reviewed personally by Mladen Tićak, a licensed Croatian real estate agent, not by an automated report generator. Send me a listing and I will tell you honestly what I see and what still needs checking.

Brokerage 3% + VAT, shown openly Free consultations No report fees

Mladen Tićak, licensed real estate agent
Mladen TićakLicense no. 219/2025 (opens in a new tab)
DUX Nekretnine
3% + VATBrokerage fee, disclosed upfront and built into the calculator
Personal reviewDone by a licensed agent, case by case
OIB & contractsOIB help and Croatian-language contract services, at no extra fee for brokerage clients
Free consultationsAsk as often as you need. No report fees, no obligation

Why it matters

A listing shows you the house. It does not show you the file.

Photos, price and location tell only part of the story. Most expensive surprises in Croatian property purchases come from paperwork, not from the building itself. These are the six areas I look at first.

Ownership & burdens

Who is registered as owner, who must sign, and whether mortgages or other burdens are recorded against the property.

Ownership & title

Permits & legal use

Is the building documented as legally built and usable as described, including extensions, terraces and conversions?

Permits & status

Co-owners & inheritance

Several owners, unfinished probate or a seller acting through a representative can change who must sign, and when.

Who can sell

Boundaries & cadastre

Registered area, parcel boundaries and what is actually on the ground do not always match, especially on older plots.

Land records

Apartments & unit registration

Is the apartment registered as a separate unit, which common parts come with it, and what are the running costs?

Legal status

Buying from abroad

OIB, eligibility by citizenship, signing at a distance and translated documents, arranged step by step.

Foreign buyers & OIB

The advert says

Claims by the seller or portal: area, permits, "ready to move in". Useful, but unverified.

Documents show

Registry extracts, permits, certificates and plans that have actually been received and read.

I have checked

Questions put to the seller, a viewing, and discrepancies I have personally followed up.

A specialist confirms

Legal opinions, surveys and technical assessments from a qualified lawyer, surveyor or architect.

I always tell you which level a statement belongs to, and I never present an advert's claim as a verified fact.

How it works

From a listing to the keys, with one person.

You deal with one agent from first message to handover. Talking to me costs nothing, however often you ask. Everything else is covered by the brokerage fee you can see below, and if you do not buy, it costs you nothing.

  1. Send a listing or your criteria Free

    Share the link, or tell me the area, budget and type of property you want. Listings from other agencies and private sellers are welcome.

  2. Personal review Free

    I read what is available, list what is missing, and write down the questions to put to the seller. Sometimes the honest answer is to walk away.

  3. Brokerage agreement

    If you want me to act for you, we sign a written agreement with the agency. Scope, fee and terms are in writing before any work starts.

  4. Viewings, negotiation and checks

    I arrange viewings (in person or by video), negotiate, collect the documents, help you obtain your OIB and coordinate surveyors or architects when a specialist is needed.

  5. Contract and completion

    The Croatian-language contract is prepared and checked within the agreed service. I coordinate the signing, payment, registry application and handover.

Free tool

Documents to request before you pay a deposit

Tick what the seller has already provided. What is left is your shopping list, and I can help chase it.

0 of 8 documents in hand

Which documents apply depends on the property. This list is a starting point, not legal advice.

What you get

What other sites charge for, I do for free.

Online services sell reports, inspections and consultations one by one. When you buy with me, all of it is included, done by me in person, property by property. No account, no subscriptions, nothing to pay per report.

Tools

Free

No account needed

Get a feel for costs, documents and rules before you commit to anything.

  • Purchase cost calculator
  • Document checklist before a deposit
  • Foreign buyer eligibility check
Open the calculator
Most asked

Property Report

FreeTypical price elsewhere: €49 per report

Checked by a licensed agent, not software

Send me a listing link or address and I check the property myself.

  • Ownership and land registry check
  • Building permits and legal status
  • Hidden costs breakdown
  • Foreign buyer eligibility
Send me a property

On-Site Property Evaluation

FreeTypical price elsewhere: €499 per inspection

With a signed brokerage agreement

I visit the property and prepare a written report with photo and video documentation.

  • Personal site visit
  • Photo and video documentation
  • Condition, access and neighbourhood notes
  • Written evaluation report
Book an evaluation

Document Analysis

FreeTypical price elsewhere: €29 per document

Contracts, extracts, permits

I read your Croatian documents and explain what they actually say.

  • Purchase contract review
  • Land registry extract explained
  • Missing papers chased with the seller and notary
Send a document

New Owner Onboarding

FreeTypical price elsewhere: €99 consultation

Everything at handover

I handle the handover and make sure everything is in your name.

  • Property handover with the seller
  • Meter readings on handover day
  • All utility accounts transferred to the new owners
Ask Mladen

Contractor Vetting

FreeTypical price elsewhere: €79 consultation

People I actually know

We help you choose the best expert for your needs.

  • Local builders and craftsmen
  • Architects, surveyors and engineers
  • What to ask before you hire
Ask Mladen

Crossed-out prices are typical rates charged by online property-report services in Croatia.

Purchase cost calculator

What will the purchase really cost?

The price is only the start. This calculator adds the brokerage fee (3% + 25% VAT on that fee), property transfer tax where it applies, and any other costs you enter. Figures are indicative.

Use the agreed or expected purchase price, in euros.
Type of sale

Other costs you already know (optional)

Not estimated automatically. Enter a figure if you have a quote.
Specialists: architect, surveyor, valuer, engineer, if commissioned.

Estimated total cash needed

€320,250

€20,250 (6.75%) on top of the purchase price.

  • Purchase price€300,000
  • Brokerage fee, 3%Under a signed brokerage agreement€9,000
  • VAT on the brokerage fee, 25%€2,250
  • Property transfer tax, 3%Normally paid by the buyer on resale properties. Taxable base is the assessed market value, and exemptions exist.€9,000
  • Croatian-language contract and legal servicesIncluded for brokerage clients, no extra lawyer fee€0
  • Notary, court and registry (entered)€0
  • Translations (entered)€0
  • Specialists (entered)€0
  • Estimated total€320,250

Indicative budget only, not a quote or tax calculation. The brokerage fee is payable under a written brokerage agreement, not for using this calculator. Notary, court and other third-party costs are excluded unless you enter them.

Enter a valid purchase price on the left to see the full breakdown.

Fees & services

One clear fee. No report charges.

Consultations are free, as many as you need. If you decide to work together, brokerage is provided through the authorised agency under a written agreement.

Start here

Consultations

€0 as many as you need

Tell me what you want to buy, or send a listing. No hourly or daily rates.

  • Personal review of what is available
  • Questions to put to the seller
  • Which documents to ask for
  • An honest view on the sensible next step
Send a listing
Core service

Buyer brokerage

Full purchase support

3% + VAT 3.75% incl. 25% VAT

Of the agreed purchase price, under a signed brokerage agreement.

  • Property search, shortlisting and viewings
  • Seller communication and negotiation
  • Document review and coordination of specialist checks
  • Help obtaining your Croatian OIB
  • Croatian-language contract and legal services, with no additional fee
  • Signing, payment, registry application and handover support
Discuss your purchase

Only if needed

Separate costs

Quoted separately

Never added without telling you first.

  • Translations and interpreting, when required
  • Notary, court and land-registry fees
  • Surveyors, architects, engineers and valuers
  • Legal work outside the agreed scope
What is included?

Example: on a €300,000 purchase, the fee is €9,000 + €2,250 VAT = €11,250. Property transfer tax is separate and shown in the calculator above.

Included in the brokerage fee

  • Search, viewings (in person or by video), seller communication and negotiation
  • Review of the documents you and the seller provide
  • OIB assistance for foreign buyers
  • Preparation and checking of the pre-contract and sale contract in Croatian, with the agreed legal assistance, at no additional lawyer fee
  • Coordination of signing, payment, registry application and handover

Paid separately, when needed

  • Certified translations or interpreting. The cost is explained to you first
  • Notary fees, court fees and land-registry fees
  • Property transfer tax, where it applies
  • Specialists you commission: surveyor, architect, engineer, valuer
  • Bank and mortgage costs, if you finance the purchase

The fee, its due date and all conditions are set by the written brokerage agreement and the agency's general terms, which prevail over this summary. If a property is outside the agency's own portfolio, further work is possible only where the documents, the seller's cooperation and a proper brokerage basis allow it. I will tell you openly before you commit. Read the terms.

Foreign buyers

Buying from abroad? Here is what actually changes.

Foreign buyers deal with the same property as everyone else, plus a few extra steps: eligibility, a Croatian OIB, and signing at a distance. I help you through each of them as part of the brokerage service.

  1. Get your OIBThe Croatian personal identification number is needed for the contract, tax and utilities. I guide you through the application and the documents it requires.
  2. View without flyingVideo viewings and a local contact on site let you narrow the shortlist before you travel.
  3. Sign with confidenceYou receive the contract in Croatian, the legal assistance in the agreed scope, and an explanation of what you are signing. Where a power of attorney or translation is needed, I tell you early.

Read the foreign-buyer guide

Free tool

Which rules apply to you?

A quick orientation, based on who is buying and what you are buying.

EU / EEA citizens

As an EU or EEA citizen you are generally treated like a Croatian citizen when buying a home or apartment. No separate approval to acquire ownership is normally needed.

You will still need a Croatian personal identification number (OIB) before signing.

General orientation only, not a legal determination of eligibility. The rules depend on your exact situation and the law in force, so I confirm them for your case before you commit.

Mladen Tićak, licensed real estate agent
Mladen TićakLicensed real estate agent
License no. 219/2025 (opens in a new tab)

About Mladen

A local agent you can actually talk to.

I am a licensed Croatian real estate agent working with DUX Nekretnine, mainly across Istria and Kvarner, and coordinating cases elsewhere in Croatia by arrangement. I built this service because international buyers need more than a listing and a template contract: they need someone who reads the paperwork and answers in plain English.

When a case needs a lawyer, notary, surveyor or architect, I say so and coordinate them, instead of pretending a checklist or a piece of software replaces their opinion. Software can help me organise notes and translations, but every review, judgement and message to you is mine.

  • Plain answersNo jargon, and no pretending to know what I do not.
  • Honest about limitsI separate what is checked from what only a specialist can confirm.
  • Clear on moneyYou see who is paid what, and when, before you sign.
  • No pressureIf a property is not right, I will say so, even if it costs me a deal.

FAQ

Questions international buyers ask.

Do you charge for consultations?

No. Every conversation is free: the first, the second and every one after that. I don't charge by the hour or by the day. Buying a property should be a pleasure, not a worry, and that starts with easy, open communication with your agent from the first message to the handover. Everything I do is included in the agency commission. If you don't buy, it costs you nothing.

How much is the brokerage fee?

The buyer's brokerage fee is 3% of the agreed purchase price plus 25% VAT on the fee, which is 3.75% in total. On a €300,000 purchase that is €9,000 + €2,250 VAT = €11,250. It applies under the signed brokerage agreement and is included in the cost calculator.

Who pays the agency commission in Croatia?

Real estate brokerage in Croatia is strictly regulated by law. An agency can charge commission only to a party that has signed a written brokerage agreement with it, and the amount is set by the agency's official price list. An agency may work for both the seller and the buyer, but the total charged to both sides together cannot exceed the maximum commission in its price list. In practice, most agencies charge both the seller and the buyer, although there are exceptions. Either way, you will know your commission in writing before you sign anything.

What do I have to sign before a viewing?

A viewing confirmation. Everyone signs one before a viewing. We don't take unknown visitors into valuable homes, so it protects the owner. It also shows the seller, who has a brokerage agreement with the agency (a property cannot legally be advertised without one), that you have seen the property through us. The viewing confirmation is not a contract with you and does not oblige you to pay any commission.

What you don't have to sign beforehand is a brokerage agreement. By law, a viewing cannot be made conditional on one. Without an agreement, however, the agent works for the seller, not for you, so expect a limited service: the viewing itself and not much more, depending on the agent. With a brokerage agreement, I work for you: checks, documents, negotiation, the notary and the handover.

Do I pay extra for a Croatian lawyer or for the contract?

For clients under a brokerage agreement, the agreed Croatian-language legal assistance and contract preparation are included, with no additional lawyer fee. Translations, when you need them, and separately commissioned specialist services are extra, as are notary, court and registry fees. I explain any extra cost before it is incurred. See contract coordination.

Can you help me get a Croatian OIB?

Yes. For brokerage clients, help with obtaining the OIB (the Croatian personal identification number) is part of the service. You need it for the contract, for tax purposes and for utilities. See foreign buyers & OIB.

Can I send a property that is not in your portfolio?

Yes. Send any listing, from any agency or private seller, and we can talk it through. Whether I can go further depends on the documents available, the seller's cooperation and whether there is a proper basis for brokerage on that property. I will tell you openly before you commit to anything.

Do you use AI to review my documents?

No automated verdicts. Every review, judgement and message to you is mine. Software may help me organise notes or draft translations behind the scenes, but nothing on this website is an AI report, and I do not present a computer's output as a certified result.

Will you check whether the building is structurally safe?

No. An agent can note visible issues and recommend further investigation, but structural, legal-title and technical assessments must come from a qualified surveyor, engineer, architect or lawyer. I help you decide when one is needed and coordinate them. Their fees are separate.

Can I buy without travelling to Croatia?

Largely, yes. Video viewings, remote communication and a power of attorney can cover much of the process, but some steps need formalities abroad, such as notarisation or legalisation of a power of attorney, and an OIB. I explain what is required for your situation at the start.

Do I have to be an EU citizen to buy?

Not necessarily, but the rules differ. EU/EEA citizens are generally treated like Croatian citizens when buying residential property. Buyers from other countries may need a reciprocity arrangement and an approval before the purchase can be registered. Land categories such as agricultural land have extra rules. Try the orientation tool, then ask me about your case.

What other costs should I expect besides the price and your fee?

Usually property transfer tax (3% on resale properties, calculated on the assessed market value), notary and court or land-registry fees, translations if you need them, and any surveyor or architect you commission. If you finance the purchase, add bank costs. See costs and taxes.

How long does a purchase take?

It depends on the property's documents, the number of owners, your financing and your citizenship. A clean resale with one seller moves much faster than a property with co-owners, an unfinished inheritance or a non-EU buyer approval. I give you a realistic estimate once I have seen the documents, not a promise.

How can I verify that you are a licensed agent?

I am listed in the official register of real estate agents kept by the Croatian Chamber of Economy, under license no. 219/2025. Check my entry in the register. You can use the same register to verify any agent or agency in Croatia before you sign anything.

Contact

Start with the property you are considering.

Send a listing link and tell me what worries you. I read every enquiry personally, then explain which documents or professional checks make sense and what the next step could be.

Haven't found a property yet? Click here (opens in a new tab) to browse a wide selection of properties.

Consultations are free and without obligation. Ongoing brokerage work starts only when we both sign a written agreement. Please do not send passports, ID numbers or other sensitive documents through this form: I will tell you how to share them securely if they are needed.

Send me your enquiry

Fields marked with an asterisk are required.

From any portal, agency or private seller.

Area, budget, timing and what worries you most.

Prefer email? Write to mladen@dux-istra.com. No newsletters, no sharing of your details with third parties for marketing.